.site-header {
  position: sticky;
  top: 0;
  z-index: 950;
  backdrop-filter: blur(16px);
  background: rgba(255, 255, 255, 0.76);
  border-bottom: 1px solid rgba(25, 118, 210, 0.08);
}

.site-header.is-scrolled {
  box-shadow: 0 18px 40px rgba(16, 34, 53, 0.08);
}

.nav-premium__row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.2rem;
  min-height: 5.4rem;
}

.brand-lockup {
  display: inline-flex;
  align-items: center;
  padding: 0.75rem 0.95rem;
  border-radius: 24px;
  background: var(--white);
  box-shadow: var(--shadow-card);
}

.brand-lockup img {
  width: clamp(180px, 23vw, 280px);
}

.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 0.3rem;
  width: 3rem;
  height: 3rem;
  padding: 0;
  border: 0;
  border-radius: 50%;
  background: rgba(25, 118, 210, 0.08);
}

.nav-toggle span {
  width: 1.2rem;
  height: 2px;
  margin: 0 auto;
  border-radius: 999px;
  background: var(--brand-blue-deep);
  transition: transform var(--transition-base), opacity var(--transition-base);
}

.nav-toggle[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(6px) rotate(45deg);
}

.nav-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}

.nav-toggle[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-6px) rotate(-45deg);
}

.nav-menu {
  display: flex;
  align-items: center;
  gap: 1.35rem;
}

.nav-link,
.nav-subtoggle {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  padding: 0.65rem 0.3rem;
  border: 0;
  background: transparent;
  color: var(--ink-950);
  font-weight: 700;
  transition: color var(--transition-base);
}

.nav-link::after,
.nav-subtoggle::after {
  content: "";
  display: block;
  width: 0;
  height: 2px;
  background: var(--caring-teal);
  transition: width var(--transition-base);
}

.nav-link--active,
.nav-link:hover,
.nav-subtoggle:hover,
.nav-item.is-open > .nav-subtoggle {
  color: var(--brand-blue-deep);
}

.nav-link--active::after,
.nav-link:hover::after,
.nav-subtoggle:hover::after,
.nav-item.is-open > .nav-subtoggle::after {
  width: 100%;
}

.nav-item {
  position: relative;
}

.nav-subtoggle {
  cursor: pointer;
}

.nav-submenu {
  position: absolute;
  left: 0;
  top: calc(100% + 0.75rem);
  min-width: 19rem;
  padding: 0.75rem;
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.98);
  border: 1px solid rgba(25, 118, 210, 0.08);
  box-shadow: var(--shadow-lift);
  display: grid;
  gap: 0.4rem;
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: opacity var(--transition-base), transform var(--transition-base), visibility var(--transition-base);
}

.nav-item:hover .nav-submenu,
.nav-item.is-open .nav-submenu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.nav-submenu a {
  display: block;
  padding: 0.8rem 0.95rem;
  border-radius: 18px;
  color: var(--ink-700);
  font-weight: 600;
}

.nav-submenu a:hover {
  background: rgba(25, 118, 210, 0.08);
  color: var(--brand-blue-deep);
}

.footer-premium {
  padding: 4.5rem 0 2rem;
  background:
    linear-gradient(180deg, rgba(16, 34, 53, 0.97), rgba(16, 34, 53, 1)),
    var(--ink-950);
  color: rgba(255, 255, 255, 0.86);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr repeat(3, minmax(0, 1fr));
  gap: 1.5rem;
  padding-bottom: 2rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.footer-brand {
  display: grid;
  gap: 1rem;
}

.footer-brand__logo {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: fit-content;
  padding: 0.9rem 1rem;
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.98);
}

.footer-brand__logo img {
  width: min(100%, 280px);
}

.footer-col h3 {
  margin-bottom: 1rem;
  color: var(--white);
  font-size: 1.1rem;
}

.footer-links {
  list-style: none;
  padding: 0;
}

.footer-links li {
  margin-bottom: 0.7rem;
}

.footer-links a,
.footer-contact a {
  color: rgba(255, 255, 255, 0.8);
}

.footer-links a:hover,
.footer-contact a:hover {
  color: var(--white);
}

.footer-contact {
  display: grid;
  gap: 0.8rem;
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  align-items: center;
  padding-top: 1.4rem;
  font-size: 0.95rem;
}

.footer-legal {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
}

.footer-legal a {
  color: rgba(255, 255, 255, 0.8);
}

.footer-legal a:hover {
  color: var(--white);
}

.legal-hero {
  padding-bottom: 2rem;
}

.legal-page {
  padding-top: 1rem;
}

.legal-shell {
  padding: 2rem;
}

.legal-meta {
  margin-bottom: 1.5rem;
  color: var(--ink-500);
  font-weight: 600;
}

.legal-callout {
  padding: 1.2rem 1.3rem;
  margin: 1.4rem 0;
  border-left: 4px solid var(--brand-blue);
  border-radius: 0 20px 20px 0;
  background: rgba(25, 118, 210, 0.06);
}

.legal-warning {
  border-left-color: var(--brand-red);
  background: rgba(229, 57, 53, 0.08);
}

.table-note {
  display: grid;
  gap: 0.8rem;
}

.table-note__row {
  display: grid;
  grid-template-columns: minmax(150px, 0.3fr) 1fr;
  gap: 1rem;
  padding: 1rem 1.1rem;
  border-radius: 18px;
  background: rgba(25, 118, 210, 0.05);
}

@media (max-width: 1080px) {
  .footer-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 920px) {
  .nav-toggle {
    display: inline-flex;
  }

  .nav-menu {
    position: fixed;
    inset: 5.4rem 0 auto 0;
    display: grid;
    gap: 0;
    align-content: start;
    padding: 1rem;
    background: rgba(255, 255, 255, 0.98);
    border-bottom: 1px solid rgba(25, 118, 210, 0.08);
    box-shadow: 0 20px 40px rgba(16, 34, 53, 0.12);
    transform: translateY(-110%);
    opacity: 0;
    visibility: hidden;
    transition: transform var(--transition-base), opacity var(--transition-base), visibility var(--transition-base);
  }

  .nav-menu.is-open {
    transform: translateY(0);
    opacity: 1;
    visibility: visible;
  }

  .nav-link,
  .nav-subtoggle {
    justify-content: space-between;
    padding: 1rem 0.2rem;
    border-bottom: 1px solid rgba(25, 118, 210, 0.08);
  }

  .nav-submenu {
    position: static;
    min-width: 0;
    margin: 0.2rem 0 0.9rem;
    opacity: 1;
    visibility: visible;
    transform: none;
    display: none;
    box-shadow: none;
    border-radius: 18px;
    background: rgba(25, 118, 210, 0.05);
  }

  .nav-item.is-open .nav-submenu {
    display: grid;
  }

  .nav-item:hover .nav-submenu {
    display: none;
  }

  .nav-item.is-open:hover .nav-submenu {
    display: grid;
  }
}

@media (max-width: 680px) {
  .brand-lockup img {
    width: 180px;
  }

  .footer-grid,
  .footer-bottom,
  .table-note__row {
    grid-template-columns: 1fr;
  }
}